“Like a good neighbor, State Farm is There.” – State Farm Insurance

“You’re in good hands with Allstate.” – Allstate Insurance

“We are Farmers. Gets you back where you belong.” – Farmers Insurance

We have all heard the slogans. We have memorized the jingles.

Insurance companies spend millions annually to market to consumers and build a façade as a reliable, caring “friend”. Nothing can be further from the truth. The reality is insurance companies do not have your best interest at heart.

Jake from State Farm might be wearing khakis and a red shirt but his real goal, if he is speaking to you late at night, is to gather as much information from you to discount your injuries and case.

Insurance adjusters are trained to ask questions that feel harmless. These questions are leading and designed to trap you into a false response. For example, Jake from State Farm might ask a question like: “So, you don’t have any pain from the accident right now, correct?” This is a leading and loaded question. An individual might not have pain that exact moment but that does not mean they were not hurt after the accident or that their injuries will not worsen later.

The questions are designed for you to divulge information that may result in your claim either being rejected or discounted. That is why it is so important to contact legal representation as soon as you are involved in an accident.

Once you retain an attorney, the insurance company and adjuster cannot speak to you directly. They cannot ask you loaded questions designed to belittle your injuries and devalue your case.

Do not fall for the slogans. You pay a premium for insurance and should have it available when you are injured.