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What Is “Lien” Care?
If you have ever been involved in an accident or have otherwise contacted an injury attorney, chances are you have heard of “care on lien” or “lien care”.
So, what does it mean?
WHAT IS IT?
Lien care is when a health care provider defers getting paid for their services until such time as your case settle. In exchange for this deferment, the health care provider will place a “lien” on the potential settlement proceeds from your matter. It is out of those proceeds that they are paid.
WHAT ARE THE BENEFITS OF LIEN CARE?
There are many benefits to lien care. For starters, it avoids the red-tape that is usually associated with insurance coverage. Generally, insurance companies require individuals to get treatment from an “in network” provider. This can cause a number of issues. First, it can cause delays in getting you into treatment or finding the right provider. Next, in some situations, there is no doctor “in network” that is available. What’s more, even if the doctor is in network, they may be located miles away.
There are also situations where people do not have health insurance. By using lien care, an injured party that would otherwise be unable to get healthcare and proper medical treatment. With lien care, all of these issues can be avoided. We are able to get you into treatment immediately so that there is no delay in getting you to a doctor.
ARE LIEN DOCTORS REAL DOCTORS?
Yes. Lien doctors are excellent, “real” doctors that prefer a deferment method instead of going through insurance companies. We have a large network of doctors who we trust and are the best in their field.
There are also situations where people do not have health insurance. By using lien care, an injured party that would otherwise be unable to get healthcare and proper medical treatment. With lien care, all of these issues can be avoided. We are able to get you into treatment immediately so that there is no delay in getting you to a doctor.
OTHER BENEFITS
Another huge benefit with lien care is that we can schedule you with a doctor almost immediately. Meaning there is no gap in treatment. Insurance companies ignore the fact that it is difficult to find the right doctor or one within your insurance network. By going to a lien doctor, we can get you in treatment the same day. This is important because insurance carriers try to argue that a gap in treatment means the individual was not actually injured.
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